Impact of the microcredit Commercial in the central market of Tarija
- Authors
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Ana Marcela Rivera Perales
, Universidad Católica Boliviana “San Pablo” Unidad Académica Tarija-BoliviaAuthor -
Jaime Rodrigo Cardozo Romero
, Universidad Católica Boliviana “San Pablo” Unidad Académica Tarija-BoliviaAuthor
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- Keywords:
- Microcredit, impact, profile, growth
- Abstract
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The microcredit was born as an opportunity for families with limited resources, in order to create or sustain a small business, generating a financial profit allowing improving the conditions in the sales points of the beneficiaries.
The article shows the impact of the microcredit and the most relevant characteristics of microentrepreneurs in the Central Market of the city of Tarija - Bolivia. The methodology used is descriptive and exploratory qualitative, using an intentional non-probabilistic sampling of 202 microentrepreneurs. The survey and interview were used with the purpose of comparing statistical data that present reports of (ASFI, B.C.B., ASOBAN, ASOFIN) with the reality of the borrowers.
Among the results obtained, we have that the frequency of access to a microcredit was 2 to 3 times, the amount is in the range of 3,000 to 5,999 Bs., The period they prefer is 2 to 3 years and a rate of interest that most do not remember even though they
qualified as an important attribute. The fate of the microcredit is not only for their business, it is also used for improvements in the home. - Downloads
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- Published
- 2019-09-30
- Section
- Artículos
- License
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Copyright (c) 2019 FIDES ET RATIO
This work is licensed under a Creative Commons Attribution-NonCommercial-NoDerivatives 4.0 International License.
